Enter your loan’s interest rate or use our gold loan interest rate calculator for estimates.
Optional: Add prepayment details to lower EMI or tenure with our prepayment EMI calculator.

EMI Summary

Loan Type:
Monthly EMI:
Total Interest Paid:
Total Amount:

Principal vs Interest

How to Use Our Gold Loan EMI Calculator & Used Car Loan EMI Calculator

  • Choose a loan type, such as Gold Loan or Used Car Loan, to auto-fill a typical interest rate.
  • Adjust the interest rate using our gold loan interest calculator for precise planning.
  • Input the loan amount in rupees to calculate your EMI.
  • Enter the loan tenure in years to see your monthly payments.
  • Optionally, add a prepayment amount to reduce EMI or tenure with our prepayment EMI calculator.
  • Click "Calculate EMI" to view results for gold loans, car loans, or home loans.
  • Reset inputs with the "Clear" button.

Save with Prepayments: Prepayment EMI Calculator

Our prepayment EMI calculator and reduce EMI calculator help you lower monthly payments or shorten loan tenure. Make prepayments on your gold loan, used car loan, or personal loan to save on interest. Here’s how:

  • Add a one-time or monthly prepayment amount in the calculator.
  • See how prepayments reduce EMI or tenure for home loans or car loans.
  • Check with your lender for prepayment terms.
  • Use our gold loan interest rate calculator to estimate interest savings.

Frequently Asked Questions

What is a Gold Loan EMI Calculator?

A Gold Loan EMI Calculator helps you estimate monthly payments for a gold loan based on the loan amount, interest rate, and tenure. It also serves as a gold loan interest calculator for better financial planning.

How does the Used Car Loan EMI Calculator work?

The Used Car Loan EMI Calculator computes your monthly EMI for a used car loan, factoring in the loan amount, interest rate, and tenure to help you budget.

What is a Car Loan EMI Calculator?

A Car Loan EMI Calculator estimates monthly payments for new or used car loans, using loan amount, interest rate, and tenure for accurate results.

How does the Gold Loan Interest Rate Calculator help?

Our Gold Loan Interest Rate Calculator suggests average rates for gold loans, which you can customize to estimate interest costs accurately.

How can I use the Prepayment EMI Calculator?

The Prepayment EMI Calculator shows how one-time or monthly prepayments reduce your EMI or tenure for loans like gold loans or house loans.

What is a Reduce EMI Calculator?

Our Reduce EMI Calculator demonstrates how prepayments lower your monthly EMI by reducing the principal, useful for personal loans or home loans.

How is EMI calculated for Home Loans?

The Home Loan EMI Calculator uses the formula: EMI = [P × R × (1+R)^N] / [(1+R)^N - 1], where P is the principal, R is the monthly rate, and N is the number of months, also applicable to house loan EMI calculators.

Is the prepayment feature mandatory?

No, prepayments are optional. Leave the fields blank to calculate standard EMIs for gold loans, used car loans, or personal loans.